Question 1

What is Simplance and who is it for?

Accepted Answer

Simplance is an all-in-one business tool for freelancers. Send proposals, create invoices, track expenses, estimate quarterly taxes, and get AI-powered insights - all in one workspace. Whether you're a designer, developer, writer, or consultant, Simplance brings everything together so you can focus on your work.

Question 2

How do I create an account?

Accepted Answer

Click 'Start Free' on the homepage and choose your sign-in method. Simplance supports TWO authentication options: (1) Email + Password (traditional login), or (2) Google OAuth (one-click sign-in with your Google account). Both methods are secure and free. Your account is created instantly, and you can start adding clients right away.

Question 3

Do I need a credit card to sign up?

Accepted Answer

No! You can sign up and use Simplance's FREE tier without providing any payment information. The Free tier includes 1 business, 5 clients, 3 invoices/month, 10 expenses/month, 1 proposal template with 3 sends/month, dashboard with calendar periods + Last 30 days rolling window, basic tax estimates, 1 AI advisor message/day, 50 MB storage, and community sharing; perfect for getting started. A credit card is only required when upgrading to Pro ($19.99/month or $179.99/year).

Question 4

Is Simplance really free? What features are included?

Accepted Answer

YES! Simplance offers a generous FREE tier that includes: 1 business, 5 clients, 3 invoices/month, 10 expenses/month, 1 proposal template with 3 sends/month, dashboard with calendar periods + Last 30 days rolling window, basic tax estimates, 1 AI advisor message per day, 50 MB storage, community sharing, user profiles, reactions, and comments. Want more? Upgrade to PRO ($19.99/month or $179.99/year) for: unlimited invoices, clients, expenses, and proposals, AI advisor (20 messages/day), income forecasting, recurring invoices, receipt uploads, bank connections, tax estimates with quarterly tracking and export, goal tracking, scenario modeling, CSV import/export, priority support, and 500 MB storage.

Question 5

How do I reset my password?

Accepted Answer

On the sign-in page, click 'Forgot password?' and enter your email. You'll receive a 6-digit OTP (one-time password) code via email that's valid for 1 hour. Enter the code to verify your identity, then create a new password right on the same page (no separate reset page). OTP codes are single-use only and can't be forwarded or reused for security.

Question 6

Can I use both Google and email/password to log in?

Accepted Answer

Yes! If you originally signed up with Google OAuth, you can ADD a backup password in Settings → Password Management. This gives you two ways to log in: your Google account OR email + password. If you signed up with email/password, you can't add Google login later (but you can change your password anytime).

Question 7

How do I delete my account and all my data?

Accepted Answer

Go to Settings → Data & Account and click 'Delete Account' in the Danger Zone. You'll be asked to type 'DELETE' in a confirmation dialog. Once confirmed, ALL your data is permanently deleted: clients, invoices, expenses, proposals, community shares, comments, goals, dashboard data; everything. You'll be automatically signed out. This action is irreversible.

Question 8

What tiers are available and what's included in each?

Accepted Answer

Simplance has TWO tiers: (1) FREE tier includes 1 business, 5 clients, 3 invoices/month, 10 expenses/month, 1 proposal template with 3 sends/month, dashboard with calendar periods + Last 30 days rolling window, basic tax estimates, AI health score & basic insights, 1 AI advisor message/day, and community sharing. (2) PRO tier ($19.99/month or $179.99/year - save 25% annually) includes 1 business (additional businesses at $4.99/mo each), unlimited clients, invoices, expenses, and proposals, dashboard with the Last 90 days rolling window added, AI advisor (20 messages/day), income forecasting (30-365 days), receipt uploads, recurring invoices, bank connections (Plaid), tax estimates with quarterly tracking and export, goal tracking, scenario modeling, priority email support, CSV import/export, and 500 MB storage. See the Pricing page for full comparison.

Question 9

How do I upgrade to Pro tier?

Accepted Answer

Open the sidebar and navigate to Settings (the page is titled Account). You'll see your current plan (Free) with an 'Upgrade to Pro' button. Click it to open the checkout page (powered by Stripe). Choose monthly ($19.99/month) or annual ($179.99/year, save 25%). Enter your payment details (credit/debit card; all major cards accepted). After payment, your account upgrades INSTANTLY; no waiting, no manual approval. All Pro features unlock immediately. You'll see a confirmation email with receipt and billing details.

Question 10

What are the Free tier limits and what happens when I hit them?

Accepted Answer

Free tier limits: 1 business, 5 clients, 3 invoices/month, 10 expenses/month, dashboard limited to calendar periods + Last 30 days rolling window, AI health score & basic insights only, 1 AI advisor message/day, 50 MB storage, no forecasting, no goal tracking, no scenario modeling, no receipt uploads, no recurring invoices, no bank connections, no CSV import/export. When you hit limits: (1) Try to create 6th client → upgrade prompt appears. (2) Try to create 4th invoice or 11th expense this month → upgrade prompt. (3) Try to add a 2nd business → upgrade prompt. Your existing data is NEVER deleted; you can upgrade anytime or remove excess items to stay on Free tier.

Question 11

Can I cancel my Pro subscription anytime?

Accepted Answer

YES! Cancel anytime with no penalties or fees. Go to Settings → Billing and click 'Manage Subscription'; this opens the Stripe Customer Portal where you can cancel your plan. You'll keep full Pro access until the END of your current billing period (monthly or annual), then automatically downgrade to Free tier. No prorated refunds for mid-cycle cancellations (you paid for the full period, so you get to use it). If you exceed Free tier limits after downgrading (e.g., have 50 clients), you'll be prompted to upgrade again or remove excess items.

Question 12

What payment methods do you accept?

Accepted Answer

We accept all major credit and debit cards via Stripe for Simplance subscriptions (billing). For invoice payment links sent to your clients, we support Stripe, Square, and PayPal — enabling payments via Apple Pay, Google Pay, Venmo, and more. Stripe covers Cash App, Affirm, and Klarna. Square covers Apple Pay and Google Pay. PayPal covers Venmo and Apple Pay. Monthly subscriptions auto-renew on the same day each month. Annual subscriptions auto-renew yearly. You can update your payment method anytime in Settings → Billing → Manage Subscription.

Question 13

What happens to my data when I downgrade from Pro to Free?

Accepted Answer

Your data is NEVER deleted when you downgrade. If you have MORE than Free tier limits (e.g., 20 clients, 50 invoices): (1) All data remains accessible in READ-ONLY mode until you clean up or re-upgrade. (2) You'll see prompts to upgrade or remove excess items to continue adding new ones. (3) Existing dashboard data, AI advisor history, and community posts stay intact. Downgrading just locks advanced features—it doesn't delete your work!

Question 14

How does annual billing work and how much do I save?

Accepted Answer

Annual billing: Pay $179.99 once per year (instead of $19.99/month × 12 = $239.88). You save $59.89 per year (25% discount). Billed upfront as a single charge, auto-renews annually unless you cancel. You can cancel anytime and keep access until the end of your 12-month period (no refunds for unused months). To switch from monthly to annual, go to Settings → Billing → 'Manage Subscription' to open the Stripe Customer Portal, where you can change your plan. Stripe will prorate the difference and move you to annual billing.

Question 15

Will prices increase in the future?

Accepted Answer

Pricing may change in the future as we add more features and scale the platform. However, we honor GRANDFATHERED PRICING for existing subscribers: if you subscribe at $19.99/month today, you'll keep that price even if we raise rates for new customers later. Annual subscribers are locked in for their full 12-month term. We'll always give 30 days notice before any price changes and offer the option to lock in current pricing by upgrading before the increase. New subscribers after a price change will pay the new rate.

Question 16

What analytics are available?

Accepted Answer

Simplance Dashboard includes: revenue, expenses, net profit, and outstanding invoices at a glance, invoice pipeline from draft to paid, expense breakdown by IRS Schedule C category, cash flow summary, tax liability estimate, and trend indicators. All dashboard data updates in real-time. Both tiers get the standard calendar windows (Today, This Week, This Month, This Quarter, This Year). FREE adds a Last 30 days rolling window. PRO ($19.99/month or $179.99/year) adds Last 90 days on top.

Question 17

How do I filter analytics by time range?

Accepted Answer

On the Dashboard page, use the time range selector at the top to adjust the period for all widgets. Options include Today, This Week, This Month, This Quarter, This Year, and Last 30 days for everyone, plus Last 90 days for PRO. The dashboard then re-renders revenue, expenses, net profit, outstanding invoices, invoice pipeline, expense breakdown by category, cash flow, and tax liability for the chosen window.

Question 18

What are the different time windows?

Accepted Answer

Two flavors. Calendar periods (Today, This Week, This Month, This Quarter, This Year) reset automatically; great for 'how am I doing this month/quarter/year.' Rolling windows (Last 30 days, Last 90 days) always look back from today; great for momentum and seasonal patterns. FREE includes all calendar periods plus Last 30 days. PRO ($19.99/month or $179.99/year) adds Last 90 days. Switch windows using the selector at the top of the Dashboard.

Question 19

Can I export analytics data or charts?

Accepted Answer

Currently, the Taxes page includes a year-end export with income totals, deduction summary, and quarterly payment history. Chart image exports and PDF reports aren't implemented yet but may be added in future updates. For now, take screenshots of charts for custom analysis.

Question 20

How do I navigate from Dashboard to AI Advisor with context?

Accepted Answer

On the Dashboard page, click the 'Explain with AI' button. This navigates to the AI Advisor page carrying your current context. The AI advisor will analyze the same data you were viewing, giving contextual recommendations like 'Your profit margin dropped 15% this quarter - review recent expenses or follow up on overdue invoices.'

Question 21

What AI features are available? Are they free?

Accepted Answer

Simplance offers AI features on BOTH tiers with different access. FREE tier includes: business health score, basic AI insights (pattern detection, recommendations), and 1 AI advisor message per day. PRO tier ($19.99/month or $179.99/year) includes: AI advisor (20 messages/day) for personalized financial guidance. Pro also unlocks dedicated tool pages: income forecasting (30-365 days with multiple horizons), goal tracking with forecast-based estimates, and scenario modeling (what-if analysis). Upgrade to unlock full capabilities!

Question 22

How does income forecasting work?

Accepted Answer

(PRO TIER ONLY) The Forecast page analyzes your historical income patterns (trends, seasonality, volatility, client mix) to predict future earnings. You can project income for the next 30, 60, 90, 180, or 365 days. Forecasts update automatically as you add new income data. You'll see: predicted amounts, confidence intervals (best-case/worst-case ranges), and trend lines. Great for planning budgets, setting realistic goals, and anticipating dry periods. Access forecasting from the Forecast page in the sidebar.

Question 23

What are the different forecast horizons?

Accepted Answer

(PRO TIER ONLY) Forecast horizons are the time periods you want to predict. The Forecast page lets you pick from FIVE windows: (1) 30 DAYS = short-term, highest accuracy, great for next month's budget planning, (2) 60 DAYS = two-month outlook, (3) 90 DAYS = quarterly forecast, medium accuracy, seasonal trend visibility, (4) 180 DAYS = 6-month outlook, moderate accuracy, strategic planning, (5) 365 DAYS = full year, lower accuracy but useful for annual goal setting. Shorter horizons are more accurate; longer horizons show directional trends. Switch horizons using the dropdown at the top of the Forecast page.

Question 24

How do I set income goals and track progress?

Accepted Answer

(PRO TIER ONLY) Go to the Goals page from the sidebar → 'Set New Goal'. Choose: goal amount ($5,000), goal period (monthly, quarterly, or yearly), and target deadline. Simplance calculates your CURRENT progress (based on actual income since goal creation) and estimates WHEN you'll reach the goal using forecast data (e.g., 'At current pace, you'll hit $5,000 in 47 days'). Goals have status states: on-track, ahead, behind, or completed. Visual progress bars and pace calculations keep you motivated.

Question 25

Does Simplance show client concentration risk?

Accepted Answer

(PRO TIER ONLY) Yes. The Dashboard includes a Client Concentration widget that shows what share of paid revenue comes from each client and flags when you're over-reliant on a single source. The AI Advisor can also walk through your top-client share and suggest diversification ideas in chat. There is no separate 'Risk Dashboard' page; concentration insights live alongside your other Dashboard widgets.

Question 26

What is concentration risk and why does it matter?

Accepted Answer

Concentration risk measures how dependent you are on a single client or income source. High concentration (>70% from one client) = RISKY, because losing that client would severely impact your income. Low concentration (<40%) = SAFER, because you're diversified. Pro users can see their top-client share in the Client Concentration widget on the Dashboard, and the AI Advisor can suggest ways to spread the risk.

Question 27

What are scenario models and how do I use them?

Accepted Answer

(PRO TIER ONLY) Scenario modeling is 'what-if' analysis for your business. Simplance offers several scenario types: rate increase ('What if I raise my daily rate by 20%?'), expense reduction ('What if I cut software costs by $200/month?'), add/lose clients, and basic income projection. See projected impacts on revenue, taxes, and take-home pay instantly. Access from the Scenarios page in the sidebar.

Question 28

How do I create and send an invoice?

Accepted Answer

Go to Invoices → New Invoice. Select a client (or create one inline), add line items with descriptions and amounts, set payment terms, and click Send. The invoice is emailed to your client with a payment link powered by Stripe, Square, or PayPal (whichever you've connected). Track status from draft → sent → viewed → paid, all in one place.

Question 29

How do payment links work?

Accepted Answer

Each invoice includes a payment link via your connected provider (Stripe, Square, or PayPal). When your client clicks it, they can pay instantly. Stripe supports Cash App, Affirm, and Klarna. Square supports Apple Pay and Google Pay. PayPal supports Venmo and Apple Pay. Connect multiple providers to give clients the most options. Once paid, the invoice status updates automatically to 'Paid' and the amount is reflected in your Dashboard and financial reports.

Question 30

How do I manage clients?

Accepted Answer

Go to Clients to see all your contacts in one place. Each client profile shows their contact info, total invoiced, total paid, and invoice history. Add clients when creating invoices or directly from the Clients page. Free tier allows 5 clients; Pro tier allows unlimited.

Question 31

Can I customize invoice branding?

Accepted Answer

Yes! Upload your business logo, set your business name and address, and choose payment terms (Net 15, Net 30, etc.). Your branding appears on every invoice you send. Customize these settings from the invoice editor or your business profile.

Question 32

What happens when an invoice is overdue?

Accepted Answer

Overdue invoices are flagged in your invoice list and on the Dashboard. The AI Advisor also generates alerts for overdue and viewed-but-unpaid invoices, so you can follow up at the right time. You can resend invoices or manually mark them as paid.

Question 33

How do I log an expense?

Accepted Answer

Go to Expenses → New Expense. Enter the amount, date, vendor, and select an IRS Schedule C category (e.g., Advertising, Office Supplies, Software). Optionally upload a receipt photo. Free tier allows 10 expenses/month; Pro tier allows unlimited.

Question 34

What are the IRS Schedule C categories?

Accepted Answer

Simplance uses standard IRS Schedule C categories for business expense deductions: Advertising, Car & Truck, Commissions & Fees, Contract Labor, Insurance, Interest, Legal & Professional Services, Office Expenses, Rent or Lease, Repairs & Maintenance, Supplies, Taxes & Licenses, Travel, Meals, Utilities, and Other. These categories map directly to your tax return, making filing easier.

Question 35

How does receipt upload work?

Accepted Answer

(PRO TIER ONLY) When logging an expense, click 'Upload Receipt' to attach a photo of your receipt. Supported formats: JPEG, PNG, WebP. Receipts are stored securely and linked to the expense entry. Great for keeping a digital paper trail for your accountant or in case of an audit.

Question 36

Can I export expenses for my accountant?

Accepted Answer

(PRO TIER ONLY) Yes! Use the tax export feature to download a summary of all expenses by IRS Schedule C category. This export includes totals per category, individual expense details, and dates - perfect to hand off to your accountant at tax time.

Question 37

How does Simplance estimate my taxes?

Accepted Answer

Go to Taxes to see real-time federal and state tax estimates based on your actual income and expenses. Simplance calculates self-employment tax (Social Security + Medicare), federal income tax, and state income tax using your filing status and deductions. Estimates update automatically as you add income and expenses.

Question 38

How do quarterly tax payments work?

Accepted Answer

(PRO TIER ONLY) The Taxes page shows quarterly payment deadlines (Q1–Q4) with recommended payment amounts based on your year-to-date income. Log payments as you make them to track what you've paid vs. what you owe. The AI Advisor also sends reminders when deadlines approach.

Question 39

Can I export my tax data?

Accepted Answer

(PRO TIER ONLY) Yes! The Taxes page includes a year-end export with a deduction summary, quarterly payment history, and income totals. Download it as a reference for your tax return or hand it to your accountant.

Question 40

How does the community work?

Accepted Answer

Share your business profile with the freelancer community. Others can view your profile, react (like/save), and comment. Browse how other freelancers organize their businesses for inspiration and accountability.

Question 41

Can I follow other users?

Accepted Answer

Yes! Visit any user's profile page → click 'Follow'. You'll see their new posts in your 'Following' feed tab. Following is one-way - they don't have to follow you back. Great for tracking freelancers you admire or accountability buddies.

Question 42

How do user profiles work?

Accepted Answer

Every user has a public profile showing: display name, avatar, bio, website, social links, and joined date. Your email and private data are NEVER shown publicly. Profiles are accessible even to logged-out users. Edit your own profile by opening it from the sidebar account menu and clicking 'Edit Profile'.

Question 43

What is unlisted vs public visibility?

Accepted Answer

PUBLIC visibility means your share appears in the community feed where anyone can discover it. UNLISTED means it's accessible only via direct link. Perfect for sharing with specific clients or accountability partners without broadcasting to the whole community.

Question 44

How do I change my password?

Accepted Answer

Go to Settings → Password Management. IF you signed up with email/password: you'll see 'Change Password'; enter your CURRENT password, then your new password twice. IF you signed up with Google OAuth: you'll see 'Add Password for Backup Login'; create a password without needing the current one (since you never had one). Passwords must be at least 6 characters and include at least one lowercase letter, one uppercase letter, one number, and one special character. After adding a password, Google users can log in with EITHER Google OR email+password.

Question 45

Can Google users add a backup password?

Accepted Answer

YES! If you signed up with Google OAuth, you initially had NO password (passwordless login). Go to Settings → Password Management → 'Add Password for Backup Login'. Create a password (6+ chars, must include lowercase, uppercase, number, and special character; confirm twice). Now you have TWO ways to log in: (1) Google OAuth (one-click), or (2) Email + Password (your backup). Perfect if you ever lose access to your Google account or want more login flexibility. Email/password users cannot add Google login retroactively.

Question 46

How do I edit my profile (avatar, bio, display name)?

Accepted Answer

Open your profile page from the sidebar account menu (or any 'View Profile' link), then click 'Edit Profile'. You can customize: Display Name (shown instead of email username), Avatar (upload and crop a square image), Bio (up to 500 characters, supports line breaks), Website URL, and individual social links for Twitter, Instagram, LinkedIn, GitHub, YouTube, TikTok, Patreon, Dribbble, and Behance. Changes save when you submit the form and update across all your community posts, comments, and profile page.

Question 47

What happens when I delete my account?

Accepted Answer

Go to Settings → Data & Account, then click 'Delete Account'. You'll see a warning listing EVERYTHING that will be deleted: all clients, all invoices, all proposals, all expenses, all community posts, all comments and reactions, all goals and dashboard data, all uploaded images, and your profile. Deletion requires confirmation in the dialog. After confirming, ALL data is permanently removed and you're auto-signed out. THIS IS IRREVERSIBLE.

Question 48

How do I export my data from Simplance?

Accepted Answer

Go to Settings → Data & Account and click 'Export Data'. A dialog lets you choose exactly which data to include: businesses, clients, invoices, line items, expenses, proposals, tax settings, quarterly payments, and goals. Simplance generates a ZIP file with one CSV per selection. All monetary values are converted to dollars. Open the CSVs in Excel, Google Sheets, or any tool for custom analysis, backups, or migration. You have full ownership and portability; no lock-in. (Pro tier required.)

Question 49

Do you connect to my bank account or track income automatically?

Accepted Answer

Simplance offers optional Plaid bank linking as a Pro plan feature to import transactions automatically, but it's entirely opt-in. Free users can log expenses and invoices manually without connecting anything. Upgrade to Pro to link your bank and auto-import expenses. Your financial data only enters Simplance when YOU decide to add it.

Question 50

How is my data secured?

Accepted Answer

Simplance uses bank-level security: (1) AES-256 ENCRYPTION for data at rest (stored data is encrypted), (2) TLS 1.3 ENCRYPTION for data in transit (all network requests are encrypted), (3) ROW-LEVEL SECURITY (RLS) in Supabase ensures only YOU can access your data (even database admins can't see it without your auth), (4) Regular security audits. We NEVER sell or share your data with third parties. Your income data is private and protected.

Question 51

Can I delete my data? How does data deletion work?

Accepted Answer

YES, you have the right to deletion. Delete individual items: clients, invoices, proposals, expenses, and community posts (three-dot menu → Delete). Delete EVERYTHING: Settings → Data & Account → 'Delete Account' (you'll be asked to type 'DELETE' to confirm). Upon account deletion, ALL data is permanently removed immediately: clients, invoices, proposals, expenses, uploads, comments, everything. No soft deletes, no archives; it's gone forever.

Question 52

Who can see my income amounts?

Accepted Answer

BY DEFAULT: Only YOU can see your exact financial data on your dashboard and analytics (RLS enforced). WHEN YOU SHARE TO COMMUNITY: You choose—either show EXACT amounts (e.g., '$4,287.50') or ANONYMIZED TIER (e.g., '$1K-$5K', '$25K-$50K'). Tiers protect your privacy while still giving viewers a sense of scale. You can change privacy settings when sharing or edit existing posts. Your financial data is NEVER exposed without your explicit permission.

Question 53

Are my email and private info exposed on my public profile?

Accepted Answer

NO. Your EMAIL is ALWAYS PRIVATE and never shown on your profile, in community posts, or anywhere publicly. Public profiles show ONLY: display name (optional, defaults to email username like 'jacob'), avatar (if uploaded), bio (if written), website (if added), social links (if added), and your public community shares. Private data (email, password, financial data unless you share it, filter settings, goals, analytics) is never exposed. You control what's public by editing your profile (open your profile page and click 'Edit Profile').

Question 54

Why don't I see AI advisor results or forecasts?

Accepted Answer

The AI advisor requires at least 30 days of financial data (invoices, expenses) to detect patterns. If you just signed up, you won't have forecasts yet - add invoices and expenses to build your history. Also check: (1) Are you on the Advisor page (/advisor route)? (2) Refresh the page to trigger re-calculation. (3) Check if you have at least 10 entries across different dates (sparse data = unreliable forecasts). The more data, the better the predictions!

Question 55

Why can't I see other users' avatars in the community?

Accepted Answer

If avatars show as fallback initials (letters) instead of images: (1) The user hasn't uploaded an avatar yet (many users don't), (2) Avatar image failed to load (check browser console for 404 errors—might be a broken URL), (3) Ad blockers or privacy extensions might block image requests to Supabase storage (try disabling). Fallback initials are INTENTIONAL and show a single letter (e.g., 'J' for Jacob)—this is correct behavior when no avatar image exists.

Question 56

How do I report a bug or get help with an issue?

Accepted Answer

Pro tier subscribers: Use the Contact Form on this Help page (scroll down to 'Still Need Help?' section). FREE tier users: Post your question in the Community feed where other users and moderators can help, or check this Help page for common solutions. For bug reports, describe: (1) What you were trying to do, (2) What went wrong (error message, unexpected behavior), (3) Steps to reproduce the issue, (4) Browser and device (Chrome on Mac, Firefox on Windows, etc.).

Question 57

Why is my income forecast inaccurate or seems wrong?

Accepted Answer

Forecasts are PREDICTIONS based on historical patterns—not guarantees! Accuracy depends on: (1) DATA QUANTITY (more history = better predictions; <30 days = unreliable), (2) DATA CONSISTENCY (erratic income = unpredictable forecasts), (3) SEASONALITY (if you have <1 year of data, seasonal patterns can't be detected yet), (4) RECENT CHANGES (if you recently gained or lost a client, forecasts lag behind reality). Use forecasts as DIRECTIONAL GUIDANCE, not exact numbers. Update your strategies based on actual results, not just predictions!

Question 58

What is a proposal in Simplance?

Accepted Answer

A PROPOSAL is a document you send to a potential client outlining scope, pricing, and terms for a project. Simplance has a built-in rich text editor for writing proposals. When a client accepts, you can convert the proposal to an invoice in one click. Proposals flow through statuses: draft → sent → accepted → rejected → expired.

Question 59

What is the business health score?

Accepted Answer

The BUSINESS HEALTH SCORE (0-100) is a composite metric calculated from three components: Profit Margin Score (40 pts max, based on net profit percentage), Cash Flow Score (30 pts max, based on invoice collection rate), and Payment Score (30 pts max, based on tax compliance and overdue invoices). Higher is better. The AI Advisor uses this score to prioritize recommendations.

Question 60

What are scenarios in Simplance AI?

Accepted Answer

SCENARIOS are 'what-if' models that let you simulate future business changes. Types include: rate increase (raise your hourly/project rate), expense reduction, adding or losing clients, and basic income projection. You set parameters, and Simplance projects the impact on your earnings and taxes. Great for strategic planning.

Question 61

What is OTP (one-time password)?

Accepted Answer

OTP (One-Time Password) is a 6-DIGIT security code sent to your email for identity verification. Simplance uses it for password reset. OTP codes are single-use, valid for 1 hour, email-based (not SMS), and non-clickable (you type the code manually). Much more secure than 'click this link' reset emails.

Question 62

What does 'unlisted' mean for community shares?

Accepted Answer

UNLISTED means your share is accessible ONLY via direct link. It does NOT appear in public community feeds, search results, or your public profile. Anyone with the link can view it, but it's not discoverable. Perfect for sharing with specific clients or accountability partners.

Help & Support

Getting Started

Pricing & Billing

Dashboard & Analytics

AI Advisor

Invoicing & Clients

Expenses & Receipts

Taxes & Quarterly Payments

Community

Settings & Account

Privacy & Security

Troubleshooting

Key Terminology

Still Need Help?