Used by freelancers who'd rather work than chase invoices

Business tools
for freelancers

Proposals, invoices, expenses, taxes, and AI coaching -
all in one workspace. Built for freelancers who do it all themselves.

Free 14-day Pro trial No credit card Cancel anytime

Proposals convert to invoices in one click.

Built for

Whatever you actually do.

Photographers

Bill shoots. Track gear. Deliver invoices the same day you deliver the gallery.

Designers

Send proposals that close. Convert them to invoices in one click. Track every retainer.

Contractors

Estimates, deposits, progress invoices, change orders. All on one timeline.

Consultants

Hourly or project. Recurring or one-off. Stripe or PayPal. Whatever each client needs.

Virtual assistants

Multiple clients, multiple rates, one timesheet-to-invoice flow that actually works.

Writers

Track drafts and retainers. Bill by the word, by the hour, or by the project.

Developers

Sprints, milestones, retainers. Quote in hours, invoice in deliverables.

Videographers

Shoots, edits, deliveries. One pipeline from booked date to final invoice.

Coaches

Packages, sessions, retainers. Stripe links and recurring billing without the spreadsheets.

Bookkeepers

Manage your own books while you manage everyone else's. Tax-ready, every quarter.

Personal trainers

Sessions, packages, no-shows. Bill the hour or the program, never the awkward Venmo ask.

Real estate agents

Showings, deposits, commissions. Track every deal from listing to closing.

Photographers

Bill shoots. Track gear. Deliver invoices the same day you deliver the gallery.

Designers

Send proposals that close. Convert them to invoices in one click. Track every retainer.

Contractors

Estimates, deposits, progress invoices, change orders. All on one timeline.

Consultants

Hourly or project. Recurring or one-off. Stripe or PayPal. Whatever each client needs.

Virtual assistants

Multiple clients, multiple rates, one timesheet-to-invoice flow that actually works.

Writers

Track drafts and retainers. Bill by the word, by the hour, or by the project.

Developers

Sprints, milestones, retainers. Quote in hours, invoice in deliverables.

Videographers

Shoots, edits, deliveries. One pipeline from booked date to final invoice.

Coaches

Packages, sessions, retainers. Stripe links and recurring billing without the spreadsheets.

Bookkeepers

Manage your own books while you manage everyone else's. Tax-ready, every quarter.

Personal trainers

Sessions, packages, no-shows. Bill the hour or the program, never the awkward Venmo ask.

Real estate agents

Showings, deposits, commissions. Track every deal from listing to closing.

All in one workspace

Yes, all of it.

Proposals
Stop the email-PDF dance.
Invoices
Get paid before "next week."
Expenses
No more shoebox receipts.
Taxes
Skip the April scramble.
Clients
One source of truth per project.
AI Advisor
Ask anything, get specifics.
Forecasting
See income 90 days out.
Scenarios
"What if I raised rates?"
Goals
Track the numbers that matter.
Dashboard
Open the app, know where you stand.
Bank sync
Transactions auto-categorized.
Payment links
Stripe, PayPal, Square: one click.
CSV import
Bring your old data with you.
Tax exports
Hand your CPA clean books.
Deadline alerts
Quarterlies that don't sneak up.
Free forever plan
Real free, not free-trial-free.

Connects to the tools you already use

Stripe
Cash AppCash App
AffirmAffirm
KlarnaKlarna
PayPal
VenmoVenmo
Apple PayApple Pay
Square
Apple PayApple Pay
Google PayGoogle Pay

Plus every major card. Clients pick what they already have.

Built different

An advisor that knows
your numbers.

Ask any question about your business and get a real answer in seconds. The advisor reads your invoices, expenses, and tax settings, then walks through the math the way a CPA would.

  • "How much should I set aside for Q2 taxes?"
  • "Which clients pay me the slowest?"
  • "Can I afford a $4k camera this month?"

Your numbers

One dashboard, all the answers.

Outstanding invoices, paid YTD, expense trends, tax preparedness; every number you'd otherwise dig out of three different tools, on one page. Hover the charts, toggle the views, scroll to see it all.

By the numbers

The freelance money leak.

The bills nobody quotes you in the engagement email: invoices paid weeks late, hours lost to admin, deductions left on the table, and quarterlies you didn't see coming. The free tools below tell you exactly where you stand.

21 days
average freelancer invoice is paid late
Cash flow lives or dies in the gap between sent and paid.
16 hr
per month spent on invoicing and admin
Two full work days you're not billing for.
$5,600
in deductions the average self-employed American misses
Money you already earned, sitting unfound on Schedule C.
1 in 3
freelancers underpay quarterly taxes
Underpayment penalties compound monthly until you square up at filing.

Simple pricing

Free, or $19.99 a month.

That’s it. No tiers, no usage-based surprises, no enterprise upsell.

Free

$0forever

Everything you need to start. No card. No expiry.

  • 3 invoices / month
  • 5 clients
  • 10 expenses / month
  • Basic tax estimates
  • 1 AI advisor chat / day
Start free

Pro

Most popular
$19.99/ month

Everything unlimited. 14-day trial, no credit card required.

  • Unlimited invoices, clients, businesses
  • 20 AI advisor chats / day
  • Forecasting, scenarios, goals
  • Receipt uploads + CSV import/export
  • Recurring invoices
Start 14-day Pro trial

Common questions

Things people ask before signing up.

How is this different from QuickBooks or HoneyBook?

QuickBooks is built for businesses with employees, payroll, and inventory, most of which a solo freelancer doesn't have. HoneyBook is great for client-facing CRM but isn't a finance tool. Simplance is built for one person: proposals, invoicing, expenses, taxes, AI advice, without the modules you don't need. We assume you ARE the business.

What happens to my data?

Your data stays yours. We don't sell it, share it with advertisers, or train AI on it. Stored in the US (Supabase), encrypted in transit and at rest. Export everything as CSV or PDF anytime. Delete your account in one click and we delete everything within 30 days.

Do I need a credit card to start?

No. Your trial starts immediately and runs for 14 days with full Pro access, no card required. If you don't upgrade, your account just rolls over to the Free plan; you keep your data either way.

Why pay $19.99/mo if there's a free forever plan?

Free is real and unlimited in time: 3 invoices/month, 5 clients, basic tax estimates, 1 AI advisor chat per day. Pro unlocks unlimited invoices, clients, and businesses, plus 20 AI chats/day, forecasting, scenarios, goals, recurring invoices, receipt uploads, and CSV import/export. Most freelancers outgrow free within their first paid month with a client.

Your business, reimagined.
Available today.